TOP DRAWER INK NEWSLETTER
Here's the latest issue of Top Drawer Ink, the newsletter written by author HL Carpenter that's chock full of humor and common sense information.
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May 5, 2007
Volume 5, Number 9
ISSN 1554-6330
In this issue:
1. Carpenter Country
2. Top Drawer Article
3. Top Drawer Tips
4. Top Drawer Satire
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CARPENTER COUNTRYWhat's Happening in Our Neck of the Human Experience
Mothers can be charming, agreeable, decisive, direct and occasionally tart. In Carpenter Country, the short one’s mom had all those personality traits, plus one more - she was an unabashed debater.
When Mom asked a question, and anyone was foolish enough to give her an answer, she’d immediately counter with one or more opposing points of view. That caused a back and forth that usually ended with this terse remark - “Why ask if you’ve already made up your mind?”
Unfortunately the ‘why’ question was never answered, and now the confabs are history. Only speculation about what might have been in Mom’s mind remains.
Was she just a woman who liked to disagree on any and every subject? Did she ask for an opinion, then counter with her own, because she wanted to influence events? Could it be she was only thinking aloud? Or maybe she was lonely and just needed to talk.
Whatever the reason, these days she’s appreciated for the woman she was - and those who knew her often wish she were still around to start a few more lively debates.
So here’s an early Happy Mother’s Day greeting – to the great debater and to Moms everywhere.
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TOP DRAWER ARTICLE
Savings Strategies
by
HL Carpenter
Is your savings account looking skinny? If so, consider these five strategies. They may fatten up your bottom line.
This information should not be considered legal, investment or tax advice. Top Drawer
Ink Corp. does not provide legal, investment or tax advice. Always
consult your legal, investment and/or tax advisor regarding your
personal situation. |
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TOP DRAWER TIPS
Topics and Tidbits
Tip:
Find out if your employer offers matching retirement plan contributions.
Even if your budget is tight, try to set aside at least as much money as
the “match”. That way you effectively double your contribution.
Investment
Glossary Term: Matching contributions. Money contributed
to your retirement plan by your employer, in addition to the amounts you
contribute. The match is typically based either on your annual contributions
(subject to limits) or a certain percentage of your pay. These contributions
are generally not taxable income to you.
Financial
Horoscope: The glorious lunar spectacle of May’s two
full moons might lead you to ponder rare events – like the last time
you were satisfied with what you have instead of yearning for more. But
happiness doesn’t have to be a blue moon event, nor a drain on your
savings account. Smiles are free. So are the wonders of nature. Even better,
both pay dividends that are nontaxable, allowing you to indulge yourself
as often as you like.
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TOP DRAWER SATIRE
Smiley-Face for President
by
HL Carpenter
Politicians, get ready for a roll-back: A majority of Americans want to replace you with Wal-Mart employees.
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HL Carpenter, an experienced investor and a CPA, specializes in reader friendly financial and tax topics for individuals and small businesses, and publishes Top Drawer Ink, a newsletter that's chock full of humor and common sense information.
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Last update: December 30, 2009
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