TOP DRAWER INK NEWSLETTER

 

Here's the latest issue of Top Drawer Ink, the newsletter written by author HL Carpenter that's chock full of humor and common sense information.

Share the fun! You may re-distribute Top Drawer Ink as long as the entire newsletter is left intact. Please respect our copyrights.

Top Drawer Ink is self-syndicated. Send reprint, licensing, syndication or other inquiries to editor -at- TopDrawerInkCorp.com.

***

May 19, 2007
Volume 5, Number 10
ISSN 1554-6330

In this issue:

1. Carpenter Country
2. Top Drawer Article
3. Top Drawer Tips
4. Top Drawer Satire

***

CARPENTER COUNTRY
What's Happening in Our Neck of the Human Experience

 

Here in Carpenter Country, the short one vividly remembers fun nights spent on the back porch with the kids, eating cookies and watching a full moon climb over the horizon.

Occasionally there were blue moons, like the one that will light the night sky on May 31st.

The blue moon has an interesting history. Originally, when people were more concerned with the start of solstices and equinoxes, full moons had different names such as Easter Moon and Yule Moon. These moon names defined the seasons. So if there was a fourth moon in a three-moon season, the term blue moon was used to keep calendars on track and people from being confused.

The more recent definition says two full moons can occur in any month except February. The last time there was one full moon and one blue moon in a month was in July 2004. The next occurrence will be in December 2009. An even greater phenomenon is the appearance of two blue moons in the same year. This happens approximately every nineteen years.

These days the short one feels even one blue moon a year is too much. Full moons tend to disrupt her body rhythms, aggravate aches and pains, and make her eat more cookies.

But wait, several studies have shown moon-struck-mania is more fable than reality ... and these myths live on only because they stimulate our imagination.

Wow! That could mean while we’re having flights of fancy over a blue moon, the calories in our cookies don’t count.

Hey, moon watchers and cookie lovers - what could be better than that?

***

TOP DRAWER ARTICLE

Borrowing Wisely
by
HL Carpenter

 

Short of cash? Shopping for a loan? You can borrow money from plenty of places – but borrowing wisely means figuring out the best alternative for your situation.

Read the entire article here

***

TOP DRAWER TIPS
Topics and Tidbits

 

Tip: Check your credit report before you begin your search for a lender. That way you can anticipate questions and correct mistakes, if necessary. You can get a free copy of your file once each year from the major credit reporting agencies. You can also check your credit score, which helps determine the interest rate you’ll end up paying. Generally, the higher your score, the lower the rate.

Investment Glossary Term: Installment Loan. A loan you agree to pay back, in a uniform series of payments, with interest, over a fixed period. The amount due each period is the installment, which typically includes interest and principal.

Financial Horoscope: It’s no surprise to you that May is the month to celebrate both “Be a Millionaire Day” and “Lucky Penny Day”. You’ve been watching your pennies long enough to know how quickly those savings add up, especially when compound interest is added to the mix. Maybe you’re not a member of the Millionaire League yet – but it’s only a matter of time.

***

TOP DRAWER SATIRE

Rising Problems, Sinking Solutions
by
HL Carpenter

 

Problems are all the rage. But solutions are few and far between.

Read the rest here