TOP DRAWER INK NEWSLETTER

 

Here's the latest issue of Top Drawer Ink, the newsletter written by author HL Carpenter that's chock full of humor and common sense information.

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September 20, 2008
Volume 6, Number 18
ISSN 1554-6330

In this issue:

1. Carpenter Country Essay

2. Top Drawer Article

3. Top Drawer Tips

4. Top Drawer Satire

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CARPENTER COUNTRY

What's Happening in Our Neck of the Human Experience

The May 17th issue of Carpenter Country’s newsletter posted the short one’s essay about political campaigning titled: Is It Over Yet? The story was a wee bit critical of the greatest show on earth’s two year run.

Now, forty-six days from the final countdown, the elephants and donkeys are still at it and working even harder for every vote. At home, at the office, anywhere there’s a television screen, citizens are greeted with a daily dose of the politicos verbally attacking each other’s ideas.

The din and clamor of the past few weeks had the short one thinking about adding the following line to her original essay: And here are a few more complaints.

But the addition wasn’t necessary because yesterday two ‘Very Important Surveys’ arrived in the mail.

Her first reaction was - great! At last the powers-that-be want my opinion. Boy, could she think of a lot of things to say.

Unfortunately, the check boxes consisted of three choices. Yes. No. Undecided. What sort of opinion was undecided?

When she read the closing line - Please complete the survey, and be generous, enclose a LARGE CONTRIBUTION – she had her answer.

Across the bottom of each questionnaire, she wrote: Stop sending literature. Get off the phone and the stump. Use those billions of $$$s you’ve already collected to ease some of our country’s problems.

Will anyone read her remarks? Probably not.

But being able to send politicians a large wordy contribution on how to become fiscally responsible sure is fun.

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TOP DRAWER ARTICLE

Small Business Health Insurance Plans

by
HL Carpenter

Looking for a business health care plan that will fit your budget as well as fill the needs of your employees? If you are, you may be feeling overwhelmed by the jargon you’ve encountered.

Here’s an overview of five common types of plans:

Read the entire article here

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TOP DRAWER TIPS
Topics and Tidbits

Tip: When you pay for your employees’ health insurance through your business, the payments are generally not considered wages. You won’t have to withhold or pay social security, Medicare, federal unemployment or federal income tax withholding. In addition, you can deduct the premiums from your business gross income.

Glossary Term: COBRA. An acronym for the Consolidated Omnibus Budget Reconciliation Act, which became law in 1985. COBRA requires that certain employers allow terminated employees to buy group insurance coverage for a limited period of time.

Financial Horoscope: You can insure your life, your home and your business. You can even insure your wedding, your pet and your cell phone. Life is full of uncertainties. Your task is to decide which risks you can live with and which ones you need to manage for your financial well being.

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TOP DRAWER SATIRE

Taken to The Cleaners

by
HL Carpenter

Mopping up monetary excesses and scraping away the debris of financial meltdowns has always been a dirty business. But the US Bureau of Financial Cleaners is prepared to tackle the job.

Read the rest here